Why Register my SME?

The lack of reliable information on small and medium enterprises (SMEs) in emerging markets, and resulting lack of banks and creditors willing to provide credit to these SMEs, has created severe impediment to growth. 

Credit reporting agencies in many emerging markets are unreliable, if existent.  The lack of transparency, inadequate bookkeeping, and questionable governance in many small private enterprises leaves potential lenders nervous.  Traditional means of securing loans – like collateral – haven’t provided the risk mitigation needed by the lenders, and many lenders now require that loans be secured with land holdings, yet very often demonstrating clear title to real property is difficult or impossible in developing countries.  Add to this the restrictions on lending imposed by some governments in an attempt to control inflation, and financing growth is limited if not impossible for SMEs in many emerging markets.

Financing – particularly with more favorable terms or lease options – would open the door to growth for SMEs throughout the emerging markets, leading to increased GDP, increased employment, and a decreased level of poverty.  SMEFinanceAdvisor.com aims to enhance the information landscape for potential lenders, so that SMEs can grow to their full potential.